TFSA Designations Matter
The method that you use to name a successor, owner or beneficiary of a TFSA makes a big difference to your estate, not only for a TFSA to maintain its tax-exempt status but also to ensure that the assets are distributed to the intended recipients. You can name your spouse or common-law partner as […]
Spring Time!
We’ve had some beautiful weather to welcome in April this year and are excited to welcome in the Spring. Other than Income Tax due on April 30th, it’s a wonderful time of year! We’ve made good use of our porches already and have got the BBQ out a little too. We had a very nice […]
Insuring Your Mortgage Through Lenders
Marc and Lorna just bought a house and, like most home buyers, they needed a mortgage. During the financing process, they were offered mortgage insurance by the lender. They wanted to know more before taking the coverage. Do we control the policy? Because the coverage is usually a group plan, the agreement is actually […]
