RRSP Vs. TFSA: Which is Better?

With the lifetime contribution room of a TFSA now at $52,000 for most people, TFSAs are now a serious portfolio and investment planning alternative to making RRSP contributions. So which is better you ask? Well, it depends…   If you are a Canadian with significant assets and savings then maximizing your TFSA makes sense as […]

Two Weeks Left!

With new TFSA and RESP Contribution Room now available, this is definitely our busiest time of year. We’ve been going non-stop since the second week of January and seeing as many people as possible. We’ve only got two weeks left for RRSP Contributions this year so please, get in touch with me right away if […]

How to Start An Investment Plan

Wouldn’t life be better if it was easier to get ahead? For many, there’s just too much month left over at the end of the pay cheque. After all, you’ve got a mortgage or rent and utilities to pay, food and clothes to buy, and a vehicle to operate.   First, let’s understand the difference […]

Mental Health Impacts Retirement Planning Strategies

The unfortunate truth about aging is that the human brain deteriorates as we age. While the process is vastly different depending on the individual and their health and circumstances, the rate of deterioration cannot be predicted with any level of certainty. It doesn’t cater to genetics, family history, or life habits.   Sometimes clinical diagnoses […]