Government Pensions and Retirement Planning
Canadian couples rely upon Government pensions, CPP and Old Age Security (OAS) for a significant portion of their total retirement income planning, which can equal 20% to 50% or more, of their actual or projected total retirement incomes. Corporate and personal pensions (such as RRSPs and TFSAs and other savings) are other sources of retirement […]
Closing Out 2017
Well, it’s been a pretty crazy year, but overall, a pretty good one. We’ve seen record highs in US and Canadian Stocks and we’ve also seen the Indexes of a number of European Countries hit record highs too. On top of that, we’ve seen strong growth in the Emerging Markets in 2017. While we did […]
Get It When You Can
We’ve all read or heard about the unlucky family that is wiped out by a house fire and didn’t have any fire insurance. All too often, people mistakenly believe that it won’t happen to them. The reality is that bad things CAN happen and there is nothing that guarantees they will be immune from disaster. […]
Joint Ownership Alternatives
Joint ownership is used by millions for various reasons. When problems arise, they are usually unintentional and it can be too late to remedy them. For example: Jane wants to avoid probate with as much of her estate as possible. She also wants her daughter, Sally, to have easy access to her cash at […]
