Looking at Investment Returns

A major Canadian financial institution ran an investment promotion earlier this year that promised attractive returns for GIC-type investors, who needed higher returns to generate income. While dealing with an advisor from this particular institution on another matter, the conversation turned to the details of their offer.   The highlighted promotion offered a much higher […]

Record Highs on the Market

Although Canada is still struggling with lower oil prices and a major political scandal in Ottawa, the Toronto Stock Exchange continued to move upwards in April. It’s been a fantastic start to the year for many markets around the world and the TSX hit a record high on April 24th. With Interest Rates likely on […]

Be Prepared For Emergencies & Opportunities

Randy worked for a small business. When the owner died suddenly, the business accounts were frozen and it took several weeks before they could be accessed to meet payroll. Randy had trouble meeting his financial obligations and had to find a new job.   Jane worked at a small company for many years. When the […]

Will I Need Long Term Care?

Many mistakenly believe that if they need Long Term Care, either in their home or in a facility, the cost will be covered by provincial health care or other government agencies. While certain programs are available, a large portion of these costs become the responsibility of the patient or their family.   John and Ellen, […]