When Investment Returns Matter
The goal of financial planning is to build enough assets, by the time you retire, that the income earned from investments (including pensions etc.) will provide you with your desired lifestyle, without the need to get out of bed and go to work. Simple, right? All other discussions relate to the strategies you can […]
Fingers Crossed About The Summer
After a very tough couple of months, things here in Alberta are starting to feel pretty good again. While the weather has been hit or miss, Natalie and I have got our girls outside every chance we get. They are having fun riding their bikes around the neighbourhood and seeing their cousins and some friends […]
Mortgage Insurance: Not Necessarily as Advertised
It’s all part of the process when you are arranging a mortgage for your new home. The bank employee inevitably asks if you would like to purchase mortgage insurance. No one likes to think about their own mortality; however, we all know deep down that stuff happens. People contract terminal illnesses or suffer debilitating or […]
Tax Planning for Severance Packages
Over the past year, economic stresses worldwide have resulted in many employees receiving severance packages and being advised that their services are no longer required. The longer you’ve been employed with an organization, the higher your severance package will be. With the national job market still experiencing varying levels of stress, it is more important […]
