Recent Articles

Our last newsletter had to be finalized before May 2nd which meant that we weren’t able to comment on the devastating fires that have ravaged our northern communities. Our hearts sank watching the damage take place and the mass exodus that followed. It was a feeling much like what we …

Mortgages today are not like they were when our parents or grandparents bought their homes. As most of us don’t have the cash to buy a home outright, we need to borrow from a lender. There are a number of strategies you can use to get the best deal, pay …

Many mistakenly believe that if they need Long Term Care, either in their home or in a facility, the cost will be covered by provincial health care or other government agencies. While certain programs are available, a large portion of these costs become the responsibility of the patient or their …

The recent Federal Budget included measures to close a favorable tax rule for investors in investment accounts or through corporations, trusts and holding companies, who have proposed rules to curb the tax advantages of “corporate class” mutual fund shares.   Corporate class funds are organized as “switch funds” that offer …

As you may recall, our December Newsletter discussed some of the changes that were coming in regards to Income Tax and Investment Savings Plans. At that time, we didn’t have all the details and only knew that there would be change to legislation. We quickly found out that the Tax …

If you are concerned about your future finances, you are certainly not alone as noted in a global survey of 19,000 adult in over 19 countries (including Canada).   Nearly 68% (or two thirds) of the 1000 Canadians interviewed in the survey conducted by the Financial Planning Standards Council (FPSC) …