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Convert RRSPs to income – Roger and Sarah, retired for several years, have delayed taking income from their RRSPs so they could enjoy the tax deferred growth as long as possible. They must start an income from their RRSPs before the end of the year they turn age 71.   …

Statistics show that about half of marriages end in divorce. Ed and Liz are ending theirs and are concerned about changes that will have to be made to their financial and estate plans. Some considerations, also in common-law relationships, are:   Life Insurance – The first thing that needs to …

For years, you have been anticipating that last day at work. When it finally arrives, will it live up to your expectations?   Retirement looks different in everyone’s imagination. For some, it means never wearing a tie again – for any reason. For others, it means traveling the world in …

Canadians, like many nationalities, have a home bias when it comes to investing. The majority, if not all of their investments, such as RRSPs, real estate, mutual funds, segregated funds and businesses, are in Canada and are tied to its future economic growth.   These Canadian investments could see reduced …

We’re just coming off of Stampede Week and our recent Saskatchewan road trip. We took in a wedding in Regina and also made stops in Swift Current and Moose Jaw. The weather was warm and we had a great time. We also had a good Canada Day taking in the …

Millennial Money Mistakes

Investors who start saving at a young age automatically have one of the most powerful assets on their side: Time. To get ahead financially, young adults should beware of some of the most common pitfalls discussed below that can all too easily sabotage a financial success strategy.   Not Taking …

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